Happened to me in D2.
In diablo3 none of the items i've looted is worth a single item i'm wearing.
In diablo2, items i've looted could be traded for 2-3 items i plan on wearing. I don't know what your problem was.
But your combined wealth could net you the gear you have. Just like the combined wealth I was able to farm could net me the items I listed that you seem to have not addressed. The best thing I ever looted myself was a shako. That couldn't even get you one high rune when they were massed duped.