There is a huge problem in our country where "college is not optional" and student loans are the norm.
College is so expensive now that student loans might not be worth it anymore at least from the standpoint of the data points that can be measured. If you can do it without loans, it is almost certainly worth it, but you can't just ignore the the cost anymore. You can't go in to university with the attitude of "at least I will have a degree" anymore. Until about 1998 you could just say "well at least I can be a teacher" or "at least I can manage a Pizza Hut," both jobs at the bottom of the pay spectrum which have unavoidable "degree required" status. The problem is that so many people have graduated and entered into the workforce with degrees that those jobs aren't just sitting there waiting anymore.
You HAVE to treat it like vocational training. Even though nobody wants to admit it, because they want to tell themselves that education is worth more than money. Education is free, it has been since the first public library system was rolled out to the masses... You are NOT paying for education. You are paying a university to certify your education. In other words, you CAN NOT learn anything in college that you couldn't learn for free,
Because society continues to infantilize 18 year old adults, it is socially acceptable to go to an institution, and borrow $100,000 to "figure out what to do with your life" That is the most idiotic thing you can do in the name of education. University education is not bad, for instance It is a pretty good idea to borrow $100,000 in order to earn your way into a job that pays $100,000 per year, but that is not how the masses have approached it, because from 1944-1999 (from the passage of the GI bill to Tech Crash) University Degrees represented social mobility "Get a degree so you can get ahead".,, Currently University degrees represent social stagnation..."Get a degree so you don't fall behind"
So I totally see where you come from Aimless, University is not right for everyone, but it is also not wrong for everyone.