Topic Banned for calling someone an idiot?
Not for that particular word, no.
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Depends on where you're at in the penalty volcano.
Depends if you're stalking and harassing them .
Much easier to just put a person who annoys you on ignore and go on with your gameplay
I would say that it might depend on what else goes along with it. If the person is repeatedly harassing someone by calling them in idiot on different toons, if there is more colorful language added to that "idiot", then there is a possibility.
In a frustrated moment in a LFG before you leave just saying "You're such an idiot", probably not.