Does Demonic Meteor refund stack?

And if it does... how does it stack? There are quite a few options:

If I 3 stack the trait and spend 3 shards on one HoG does it:
  • have a 45% chance to refund?
  • have 3 instances of a 15% chance to refund? Potentially refunding all 3 shards.
  • Also, the wording is unclear. It says "5% chance per Soul Shard" so really this could read as 3 instances of 5% chance. This is potentially 9 instances of 5% with a 3 stack of the trait.
    Each shard has its own chance to get refunded, so yes you can get all 3 back.

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